Every trail in it — audit, corrections, approvals, seals — exists for one relationship: you, trusting the people who help you keep it. Nothing is for authorities, regulators or anyone’s accountant. Here is what that means in practice, and what we refuse to build.
Through invitations you can withdraw — a bookkeeper on chosen assets, a co-owner across the book, a viewer with eyes only. Pending is not access: nothing is visible until they accept.
No compliance reporting, no standing third-party access. Exports and the year book are tools you generate for your own use, on your own action. Our copy never implies obligation.
Support can see that a book exists, who holds access, and whether a month is sealed — never an amount, a letter or a document. A test asserts it.
The phone reads receipts on the device, free. A page goes to a cloud model only on your explicit tap, under a no-training, no-retention agreement, in a stated data region.
Analytics minimal and anonymous. No advertising, no financial products, no “partners”. It is a book, not a bank — and not a marketplace either.
Who changed what, when, and with whose approval — recorded so that two people can write in one book and both trust it. That is the whole reason it exists.
All of it is yours to turn on, in Settings — nothing here is imposed, and nothing here can be quietly turned off.
Beneficiaries, two-step, the life check, your email: changing any of them asks for your password and a code, notifies every device and every co-owner, and then waits a week, during which anyone told can stop it with one tap. A borrowed phone cannot decide who inherits.
Support can cancel a change in flight and can never accelerate one. There is no apply, approve or shorten route — a test asserts those paths do not exist. The wait is the whole protection.
Changing your sign-in email is the same, with a 48-hour undo that needs no access to the old inbox — because whoever caused it may be reading it.
Closing your account removes your name, email, phone, password and photograph and destroys your documents. The entries themselves stay, anonymised — because if a bookkeeper recorded them, they are that bookkeeper’s working records — but they no longer point at a person. It asks for your password and a code, and it cannot be undone. Your data export is offered first.
Legal review for India’s DPDP and the UAE’s PDPL is a launch precondition, not a footnote. Questions: support@alphawealth.app.